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  • Trust Deed Advice
    Our debt advice are experts in Scottish Trust Deeds. Trust Deeds typically last 4 years, and offer debt relief on unaffordable debt.
  • DAS Advice
    Is the Debt Arrangement Scheme the ideal option for you? It can freeze the interest on your debts and protect your home and car.
  • Bankruptcy
    Bankruptcy (Sequestration in Scotland) could help you become solvent again. If your application is successful you will have affordable payments for 60 months.
  • About Us
    Established in Scotland in 2005 we have a reputation for quality debt advice you can trust. The advice we offer always has our clients' best interests first.
How debt advice could help

If you are struggling to meet your monthly repayments for credit cards, your mortgage or other unsecured or secured debt, you could qualify for a debt solution.

Each debt solution works differently, but all debt solutions have the purpose of reducing your monthly payments to an affordable level so that you can become debt free after a period of time.

Some debt solutions effectively write off debt that you owe, whereas others can freeze the interest on your debts. To find the right solution for you the easiest way is to talk to an adviser – the solutions can appear complex but they can explain how they relate to your situation.

Your Debt Expert

At Your Debt Expert, we recognise choosing a debt solution is one of the biggest decisions you will make in your life, so you want someone who is an expert, someone with lots of experience, who helps people with money matters every day. You can trust Your Debt Expert. Our advisers have helped thousands of people with money issues and their years of experience are key in advising our clients on the best solution for them.

With so many options available, it can be difficult to make the right decision. Your Debt Expert will help you understand all your options and the advantages and disadvantages of each one. We will put you in back in the financial driving seat so with the right solution you can cut your monthly payments to an affordable level, relieving you of the stress of unaffordable debt.

Peter Dean

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Brought to you by Peter Dean


Peter Dean has helped thousands of people with quality money advice, through Your Debt Expert.

Peter Dean is one of the most highly-qualified and experienced debt solutions professionals in Scotland. He established Carrington Dean in 2001 following a distinguished financial career in which he became a Partner with one of the world’s leading accountancy firms and a recognised insolvency expert.

Peter is a Fellow of the Chartered Management Institute, a Fellow of the Association of Business Recovery Professionals, a Member of the Chartered Institute of Arbitrators, and a Member of the Insolvency Practitioners’ Association.


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Peter Dean